Practically all loans that are personal by banks and finance institutions in Singapore disburse funds in to the borrower’s bank-account. The following options could come in handy if you happen to not have a bank account but need to get a loan.
1. OCBC stability transfer
This center is present to current OCBC bank card or OCBC EasiCredit customers.
OCBC Balance Transfer allows you to transform as much as 90 percent associated with the available restriction on your line of credit or charge card into interest-free money, having a one-time processing cost as little as 1.80 percent (EIR 7.22 % p.a.). The payment durations cover anything from 3 to one year.
It is possible to use to move the funds to any credit card/credit line account(s) held with just about any bank or institution that is financial Singapore; and/or any banking account held with OCBC or other bank or standard bank in Singapore.
2. HSBC Personal Personal Credit Line
With HSBC’s Personal personal credit line account, you are going to get a free-of-charge cheque book along side a debit card to help you gain easy access to your account anytime, anywhere. This credit that is revolving provides you with versatile usage of supplemental income that you could require during emergencies.
Dependent on your customer status with HSBC, you will get a pastime price only 12 percent or 16.5 % (Premier and Revolution/Advance users respectively) – industry average appears at about 19.8 percent. All the clients are tagged to mortgage loan of 18.5 %. Continuer la lecture de « Loans which do not need a bank-account. Cash advance »